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Loans and Credits in Creditomas Online

The time of holidays and holidays is approaching, a series of incredible concerts and festivals, as well as new trips! The portal enprestamo.es never allows financial problems to eclipse their leisure. We, like no other, understand that such purchases and expenses can not wait, because the sooner you buy the ticket, the more you save. Smile with confidence, that no longer has cause for concern, because today we present your very reliable financial partner.

The company Creditomas (creditomas .es) has been one of the main figures in the microfinance market in Spain for many years. The head office is located in Marbella, so the company distributes its services throughout the country. Any resident of Spain who complies with the conditions can use the services of the company accessing the Internet from any device. We think it’s very convenient, right?

 

The first good news is that Creditomas allows you to solve your financial problems with personal loans in the amounts of 50 to 900 euros. Our team notes that this is a fairly large amount among microfinance institutions, which is undoubtedly the distinctive advantage of the company. Of course, in your first application in Creditomas, the company’s specialists need to know if you meet the payments of your debts, and if you have a responsible attitude with the conditions of online microcredit. Therefore, if it is your first application in this company, only the amount of 50 to 300 euros will be available to you. The return period is always 30 days, regardless of the amount borrowed.

And that’s the second good news – with the first loan at Creditomas you do not have to pay interest or commissions! Considering this fact, it is not difficult to make a payment on time, showing yourself as a legitimate and decent client. On the other hand, paying before the deadline opens the possibility of getting even larger amounts of up to 900 euros!

Of course, due to unforeseen circumstances we can sometimes forget the payment date or have a delay, facing serious difficulties. In this case, an extension may be requested for a period of 7, 14 or 30 days. Keep in mind that the delay in payment at Creditomas will cost you an additional interest, in addition to the one you have to pay for each payment reminder. Do you agree that paying your loan on time is not only easy, but also profitable?

So now let’s talk about the most important thing, the procedure to get fast money at the Creditomas microfinance company. First, you need to register and create a personal account, which takes less than five minutes. You just have to enter standard information about yourself, and then you can start filling out a form to request your money. Enter the amount of mini-credit that is needed (the first time only up to 300, do not forget). Then, you just need to identify yourself through your online bank’s system. Now you have to wait a few minutes until Instantor, the first-class data processing program, identifies your identity and ensures your creditworthiness.

 

As soon as the system processes your data, you will receive notification to your mobile or by email with the response of a positive decision or denial. If your loan application is approved, you immediately get the money in your bank account that you have indicated, if your card is from Banco Santander or Unicaja. If your bank card belongs to another bank, the transfer of your mini credit will be made within 1-2 days.

Before we mentioned the fastest way of personal identification, but, of course, there is another more usual way. If you can not use online banking, then, you need to send a color copy of your ID on both sides, proof of income and bank receipt to the email address of the company.

How to become the owner of a quick Creditomas loan? First of all, it is mandatory to be a resident of Spain (have a valid ID), be between the ages of 21 and 75, have a personal bank account and a mobile phone, as well as not be on any morocco or debt list. The requirements are minimal and quite ordinary, the Creditomas company is always open to help you. By the way, not all microfinance institutions provide an online chat on their website, as well as a quick response from their advisors. Therefore, the website enprestamo.es points to this as the other advantage of Creditomas.

 

In addition to an instant chat, you can consult any question by calling the telephone number that appears on the company’s website (creditomas .es) or writing to your email during working hours from 08:00 to 21:00 on Monday Friday, and from 8:30 a.m. to 3:00 p.m. on Saturday, Sunday and holidays.

From the side of our portal we wish you a good time! Use our recommendations and forget your financial problems.

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Ferratum online loans up to 1000 euros in 15 minutes

Loans and Mini-credits in Ferratum Online Request

Do you need a small amount of money and can not wait? Did you know that with the help of your mobile phone, you can solve your financial problems? Do you want to know how? Here we will tell you

Compañía Ferratum has a 10-year existence and has expanded its activities beyond Europe. Today Ferratum is one of the leaders in the microfinance market in Spain, and is headquartered in Malta. Thousands of customers around the world are guarantors of reliability (you can find the Ferratum offices in more than twenty countries).

You are probably interested in why this company is different from the others? A distinctive feature of this company is that Ferratum was one of the first to use mobile technology to send a loan application. This is a very convenient option for those who do not have the device connected to the Internet at hand, because sending SMS is much easier, right? Imagine, you can apply for a quick loan and get the money on your card simply by using your phone for minutes! You just have to choose the desired quantity and the return period (using numbers and space signs), as well as the number of your personal code on the company’s website. No visits to the office, no guarantees or paperwork.

 

It is worth noting that this option is only available to the company’s customers, who successfully reimbursed the previous loan. Newcomers have to fill out a standard form on the website. The data are: your name, age, address, income, and place of work. We do not recommend cheating the employees of the company and providing false information, since sooner or later the deception will be exposed, and you may be responsible for paying a fine.

The process of filling in the form on the Ferratum site is very fast and its structure is not different from other micro-credit sites. Just select the desired amount and the due dates (note that the first time they are available up to 300 euros), and fill in the required fields.

If you apply for a credit instantly at Ferratum the first time, you will have available the amount of 50 to 300 euros. Keep in mind that in the case of a credit application for an amount up to less than 500 euros, the return period for you will be a maximum of 30 days. When the amount of 500 to 700 euros is requested, the loan can be returned within 45 days.

A nice surprise is the lack of commissions during your first loan (of course, this only applies if the amount requested does not exceed 300 euros). For larger quantities (from 300 to 700 euros), the commission depends on the amount of payment and the size established in the SMS messages of the Ferratum company during the registration process for your quick loan (do not forget that the mobile phone plays an important role in obtaining Ferratum products).

 

Like other companies, in order to become a Ferratum customer, you must comply with the following simple requirements: be at least 25 years of age, DNI / NIE of Spain, a stable income and absence from the list of debtors .

If you acknowledge that you will not have time to make the monthly payment on time, you must inform about it in advance, 5 days before the payment date, and a delay of 15 days is obtained. A maximum of two extensions is allowed for each credit.

For a delay of three to nine days in which you will have to pay an extra 10 euros for delay, and 10 to 16 days, the rate will be 25 euros. If you are late for a period of 17 to 23 days, the commission will be raised to 45 euros. In case of delay of more than 23 days, you will have to pay 70 euros. Of course, there is only one way to avoid such unpleasant situations.

In order to avoid said troubles, we recommend you initially choose the desired payment date, based on the day of your salary or other regular income. Trust that those who pay their microloans on time and without problems, can request another loan in Ferratum easier, only using SMS. In addition, you will have the opportunity to take a larger loan with a longer term. Good luck with your finances!

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